Crown 8 Capital
FIRST TIME HOME BUYERS
Are you purchasing a home in the GTA, Mississauga, Brampton, Milton, Oakville and Across Ontario?
The Right Home For You
 For buying your first home, there are a number of mortgage options.  However, for most people coming up with the down payment is the hardest part of owning a home.  We can offer as low as 5% down mortgage solution for those clients with excellent credit ratings and a stable employment with tax deductible income.  Also, we offer 10% down for self-employed with excellent credit and verified adequate CRA tax filed net income.  We, further understand that New Immigrant borrowers contribute to this leading group of first time buyers, so we offer them the privileges also to realized their dream with affordable down payment options.
Before you start shopping, know what you’re looking for in a home. Consider what you want now, and what you might want in the future.

 ■ Size requirements: Do you need several bedrooms, more than one bathroom, or a garage?

 ■ Special features: Do you want air conditioning, storage or hobby space, a fireplace or a swimming pool? Do you have family members with special needs?

 ■ Lifestyles and stages: Do you plan to have children? Do you have teenagers who will be moving away soon? Are you close to retirement?

 ■ Setting: Do you want to live in a city, the suburbs or a rural environment?

 ■ Work: Are you willing to take on a long commute every morning?

 ■ School: Where will your children go to school and how will they get there?

 ■ Hobbies: Do you need a neighbourhood where you can walk? Take the kids to a park or indoor recreation facilities?

 ■ Family and friends: How important is it to live close to them?

 ■ Cultural: Do you want to be close to a place of worship or cultural community centres?

Get more information by calling or emailing us at  1-877-316-1372 or email us at info@crown8capital.com

The Right Home For You 
Before you start shopping, know what you’re looking for in a home. Consider what you want now, and what you might want in the future.

 ■ Size requirements: Do you need several bedrooms, more than one bathroom, or a garage?

 ■ Special features: Do you want air conditioning, storage or hobby space, a fireplace or a swimming pool? Do you have family members with special needs?

 ■ Lifestyles and stages: Do you plan to have children? Do you have teenagers who will be moving away soon? Are you close to retirement?

 ■ Setting: Do you want to live in a city, the suburbs or a rural environment?

■ Work: Are you willing to take on a long commute every morning?

 ■ School: Where will your children go to school and how will they get there?

 ■ Hobbies: Do you need a neighborhood where you can walk? Take the kids to a park or indoor recreation facilities?

 ■ Family and friends: How important is it to live close to them?

 ■ Cultural: Do you want to be close to a place of worship or cultural community centers?

Get more information by calling or emailing us at  1-877-316-1372or email us at info@crown8capital.com

Financing Your Home
Most homebuyers rely on lenders (banks, credit unions, caisses populaires, pension funds and insurance companies) to lend them money to finance the purchase of their home. This loan, called a mortgage, is repaid by you through regular payments over a period of time, typically 25 years amortization period. Lenders will charge interest to lend you this money. Interest is the cost of borrowing money. It will be added to your regular payments. First time home owners and/or as a newcomer to Canada, it may be difficult to finance the purchase of a home because you may not have an established credit history: it might be thin or none at all.  When we work with our clients with thin credit or no credit, we advise them in providing alternative ways to show that you are able to manage credit in Canada.



Getting Pre-Approved Before Shopping
It’s a good idea to sit down with your lender or mortgage broker to discuss your needs and get mortgage pre-approval. Pre-approval means that your lender commits to giving you a mortgage up to a specified amount, at certain terms and conditions, including the interest rate. This commitment will be valid for a specific period, usually up to 90 days.  It’s a good idea to sit down with your lender or mortgage broker to discuss your needs and get mortgage pre-approval. Pre-approval means that your lender commits to giving you a mortgage up to a specified amount, at certain terms and conditions, including the interest rate. This commitment will be valid for a specific period, usually up to 90 days. Preapproval doesn’t lock you into the mortgage. You are still free to pursue other arrangements. That way, you know exactly how much you can spend on your new home.  We offer quick pre-approvals to get you started (see “Online application”) fill it out and submit.
 Copyright 2017 - crown8capital.com - All rights reserved
Crafted by Eh-teamcanada.com
Thanks for subscribing. Share your unique referral link to get points to win prizes..
Loading..